Returning to India
Prepare for your return to India
Bring together family needs, finances, documents and the status changes that come with returning.
7 India guides
Explore a return-to-India planYour move, in sequence
Your 12-month return to India checklist
Start at the stage that fits your move. These are suggested planning windows, not legal deadlines. Tax residence, bank status and permission to stay need separate checks.
6–12 months before
Decide where and how you will live
Compare neighbourhoods, healthcare, family needs and a budget based on your own figures.
3–6 months before
Map your money and status questions
Prepare travel history, account records and overseas asset details. Discuss the move with advisers in both countries.
Final month before departure
Keep access to records and services
Confirm provider instructions, save records securely and organise housing, insurance, school and account access.
First month in India
Record arrival and complete notifications
Use your actual dates, follow each bank’s instructions and retain confirmations. Review unresolved departure-country tasks.
After settling and before filing
Recheck the plan against what happened
Compare actual costs with your budget, review continuing overseas income and confirm filing requirements for each applicable period.
Practical tasks to complete
Find your situation
Where would you like to start?
Returning to India: what to check for NRE, NRO and FCNR accounts
Prepare the bank review before moving money or closing an account.
Explore more →I am moving with a spouse or children
Check each family member’s status and practical needs individually.
Explore more →Choosing a city in India for your return or retirement
Compare ten city options, understand the evidence and build a shortlist around care, cost, air quality, work and belonging.
Explore more →Returning to India: your arrival checklist
Separate tax residence from FEMA status, update accounts and organise overseas assets and income.
Explore more →Returning with children: schools, university and OCI fee checks
Confirm the exact institution, admission year and applicant category before committing to a move.
Explore more →Compare an overseas salary with life in India
Build a household comparison using net income, actual costs and a separate moving budget.
Explore more →Returning to India: align the family before committing
Test the everyday life you are choosing, including work, children, parents and personal independence.
Explore more →