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Investing

Understand your investments in India

Understand the account, residency and cross-border questions behind an investment or gift.

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Can gifting shares or mutual funds reduce tax?

Check the gift and any later sale separately, including who must pay tax on the income.

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Convert a resident bank account to NRO: an NRI checklist

A practical checklist for your existing bank, with the reasons, documents and follow-through.

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Update investments after changing your banking status

Connect the bank conversion with your fund, broker and payment records.

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EPF and EPS after moving abroad: withdrawal and claim recovery

Separate provident-fund money, pension rights and the evidence needed to resolve a failed claim.

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Your existing PPF after becoming an NRI

Distinguish opening a new account, continuing an existing one and handling maturity or a historical extension.

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NPS for NRIs and OCIs: eligibility and account choices

Check the account tier, documents, withdrawal conditions and tax treatment before subscribing.

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PIS versus non-PIS: choose the right NRI investment route

Start with the instrument and repatriation basis, then match bank, broker and demat records.

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Indian mutual funds: country and provider eligibility checks

Separate legal eligibility, AMC acceptance, onboarding and tax in your residence country.

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GIFT City investments: what an NRI should check

Compare the actual IFSC product, regulator, eligibility and costs before responding to a headline.

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Gold for NRIs: jewellery, ETFs, funds and product eligibility

Separate a physical purchase from a security, an overseas product and customs treatment.

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