In brief
A municipal departure and a tax departure need separate reviews; pension and banking access should be confirmed before leaving.
Start with Austrian government portal: Deregistering a principal or secondary residence (opens in a new tab)
Your next steps
0 of 6 steps complete · Next: Deregister the home you give up
Deregister the home you give up
Next stepThe official deregistration window is within three days before or three days after moving out. Follow the municipality’s or authorised online route and keep proof. A retained usable home still needs a tax-residence review.
Coordinate custody instructions with tax advice
BMF identifies tax and reporting consequences for custody transfers, including changes effective from July 2026. A transfer of securities without a cash sale can still matter. Obtain the bank’s cost-basis records and the adviser’s instructions before moving a portfolio to another provider.
Preserve Austrian pension entitlements
India appears in PV’s agreement-state contact list. Request your insurance record and individual entitlement assessment from PV; do not infer a universal refund or merge pension entitlements into a single Indian account.
Arrange overseas pension payment and evidence
PV explains overseas bank payment and that treaty-based Austrian pension exemption can require foreign tax-residence certification, such as ZS-QU1. It also warns Austrian health cover does not automatically continue for pensioners abroad. Confirm the pension category, evidence, bank details and insurance position directly.
Confirm continued account access
Practical preparation: ask each bank and broker whether it serves residents of India, which investments and instructions remain available, what address and tax-residence evidence it needs, and how authentication will work after your local phone number ends. Keep a payment account until final liabilities and refunds are settled.
Coordinate the Indian arrival year
Practical preparation: give your Indian adviser the actual travel calendar, ownership and cost records, foreign tax paid and pension statements. Review Indian tax residence, foreign-asset reporting, account redesignation and relief separately using the common India return guidance. A foreign account wrapper or pension label does not establish its Indian tax result.
Suggested preparation sequence. Your authority may require a different order. Progress stays on this device.
Austria & India guidance · All countries
Evidence for these steps
Checked 20 October 2026. Links support the statements within their scope; preparation lists are editorial suggestions. Access limitations are disclosed below.
- Deregister the home you give up: Austrian government portal — Deregistering a principal or secondary residence
- Coordinate custody instructions with tax advice: Federal Ministry of Finance — Capital gains and changes in taxing rights
- Preserve Austrian pension entitlements: Pensionsversicherung — Pension agreement states and contacts
- Arrange overseas pension payment and evidence: Pensionsversicherung — Austrian pension abroad
- Confirm continued account access: NRIdisha preparation suggestion; confirm your own requirements.
- Coordinate the Indian arrival year: NRIdisha preparation suggestion; confirm your own requirements.
What to have ready
0 of 4 preparedKeep documents in your own secure records. Tick what you have; nothing is uploaded.
Model the decision with your own figures
Prepare the dates, currencies, costs and amounts you know. Keep tax eligibility, provider access and uncertain assumptions on your adviser’s question list. The calculators show those assumptions explicitly.
For a return to India, add education, parents’ support, healthcare, partner income and locked funds to the household timeline. Bring supporting-tool figures into it only after reviewing timing, currency and overlap.
Questions to take to an adviser
- What obligations survive departure?
- What notifications apply to my exact securities transfer?
- Which pension and health-insurance rules apply while I live in India?
Who can help
A qualified Austria adviser and an Indian cross-border tax or citizenship specialist, as appropriate. The responsible authority decides applications.
Check an adviser before paying or signingSources & review limits
Published by NRIdisha. Prepared with AI assistance. No individual author or qualified professional reviewer is credited for this guide.
Official sources support the statements they address. They do not certify this guide or your eligibility. Open the source and check current amendments before acting.
Income Tax Department (opens in a new tab) · Reserve Bank of India (opens in a new tab) · National Portal of India (opens in a new tab)
Deregistration window around moving out.
Exit taxation, custody transfers and current July 2026 notification changes.
India liaison route; official page dated 5 October 2026.
Overseas payment, pension tax residence evidence and health-insurance caution.
Keep this page’s title, the exact statement and the official source. Email them to support@nridisha.com. Do not include personal documents.