United States & India
NRI guidance for Indians in the USA
Plan banking, family documents and a return to India without mixing US and Indian requirements.
New guides checked 20 October 2026. The existing departure guide retains its own source date. Independent educational guidance; not professionally reviewed.
Choose the decision in front of you
Returning to India from the USA
Separate citizenship, green-card status, tax residence and continuing US obligations before returning.
Read the guide →Indian bank accounts for US-based NRIs: NRE, NRO and US reporting
Prepare Indian account changes, remote access and separate US foreign-account reporting checks.
Read the guide →OCI from the USA: family documents, jurisdiction and passport surrender
Choose the right mission and service route before preparing an OCI application or family document bundle.
Read the guide →Moving to India with a 401(k), IRA or Social Security: what to check
Review retirement-account choices and overseas benefit payments before withdrawing or moving money.
Read the guide →Three questions to keep separate
| Question | What to prepare | Who confirms |
|---|---|---|
| Citizenship and immigration | Passports, status history and family documents | Relevant immigration or consular authority |
| US and Indian tax treatment | Travel, income and account records for the relevant periods | Advisers qualified in the applicable jurisdictions |
| Indian banking designation | Employment, intended stay and account inventory | Your bank under the applicable RBI rules |
Tools and official routes
Global retirement planner · Foreign pension scenario calculator · Indian embassy and consulate guidance
Calculators illustrate assumptions; they do not establish US filing duties, treaty eligibility or the tax treatment of an individual account.
How to use this collection
Read the guide, prepare your records, and check the linked official instructions before applying or transacting. Application fees, processing times, state taxes, investment recommendations and individual eligibility are not determined here. Source-access limitations are shown on each guide.
Editorial standards and corrections · Search US-tagged guidance