United Kingdom & India
NRI guidance for Indians in the UK
Prepare Indian income and banking, family documents, UK pensions and property, or a return to India.
New guides checked 20 October 2026; the existing departure guide retains its earlier source date. Independent educational guidance; not professionally reviewed.
Choose your next decision
Returning to India from the UK
Prepare HMRC reporting, retained accounts and property, pensions and inheritance exposure.
Read the guide →Indian income while living in the UK: residence, FIG relief and tax records
Prepare a UK review of Indian interest, rent and investments under the current foreign-income rules.
Read the guide →Indian bank accounts for UK-based NRIs: NRE, NRO and return planning
Prepare account designation, overseas KYC, payment access and the change back on returning to India.
Read the guide →OCI from the UK: application categories, family documents and surrender checks
Choose the responsible mission, separate each family member’s application and follow the right document checklist.
Read the guide →Moving to India with a UK pension or ISA: decisions to check first
Separate pension payment, annual increases, overseas transfers and ISA rules before making a return plan.
Read the guide →Keeping or selling UK property after moving to India: rent and reporting
Prepare landlord-tax arrangements, records and a UK home-disposal reporting plan before moving.
Read the guide →Start with your situation
| Situation | First check | Prepare |
|---|---|---|
| Living in the UK with Indian income | UK residence and any FIG claim | Travel, income and earlier tax records |
| Returning to India | HMRC departure route, provider access and Indian account changes | Move timeline and account inventory |
| Applying for OCI as a family | Responsible mission and each applicant’s category | Separate identity and relationship records |
| Retaining UK pensions or property | Scheme-specific choices, rental arrangements and disposal reporting | Statements, scheme rules and ownership records |
Planning tools and official routes
Global retirement planner · Foreign pension scenario calculator · Indian High Commission and consulate guidance
Models do not establish UK residence, FIG eligibility, treaty treatment, pension-transfer suitability or an Indian exemption. Confirm your facts before acting.
Evidence and scope
The new guides link factual steps to HMRC, DWP, RBI and Indian mission sources. Editorial document lists are preparation suggestions, not complete statutory checklists. London mission pages blocked full access during review; the OCI guide identifies those limitations and uses a readable Birmingham procedure without treating it as universal.
Search UK-tagged guidance · Editorial standards and corrections