Scenario calculator
NRI property sale: gain & withholding
Separate a capital-gain scenario from the cash withheld by the buyer.
Work with your own figures.
Your figures stay in this tab.
Scope & limits Sources checked 14 Oct 2026
Non-agricultural Indian land or building held as a capital asset and sold from 23 July 2024. Individual non-resident; ordinary outright sale. The tool does not determine the legally correct amount on which TDS must be withheld.
Informational estimate. Official sources checked; not professionally reviewed.
Your scenario
Awaiting figuresWithholding and final tax
Separate the gain from the cash you receive.
- Asset & dates
- Capital gain
- Cash flow
Enter your figures, or load an illustrative example to see how the result works.
Review figures for the household retirement plan
Nothing is merged automatically. Review value, currency, timing and existing plan before applying. This stays in the current tab.
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How to read this result
- The estimated tax on your profit and the amount the buyer withholds are different figures.
- The amount withheld is not necessarily your final tax bill. Your documents and any eligible tax relief can change the result.
- Ask your tax adviser to confirm the figures and the buyer’s withholding instructions before completing the sale.
Calculation details and sources
Long-term means held for more than 24 months. This model uses 12.5% basic LTCG without indexation. The resident-only comparison with the old indexed method is not applied to an NRI.
Use an adviser-confirmed consideration after section 50C and other adjustments. Inherited / gifted assets, development agreements, business property and disputes need a separate review of the tax basis.
For short-term gains, enter the effective incremental slab rate confirmed for your full return. The displayed tax is a scenario, not a full slab calculation.
Confirm section 54 / 54F / 54EC relief conditions, limits, reinvestment timing and deposit requirements before entering an exemption. This tool does not grant one.
For a non-resident seller, do not use the resident 1% property-TDS shortcut. Legacy section 195 corresponds to the applicable non-resident withholding framework in section 393 under the new Act. A lower-deduction certificate or chargeable-sum determination can matter.
CBDT reporting changes for resident buyers purchasing from non-resident sellers commenced on 1 October 2026 and revise Forms 132 and 141, including Schedule E. From 1 October 2026 a resident individual / HUF buyer is exempt from the TAN requirement for the specified NRI property transaction. Other buyer cases need review. These changes do not supply one universal withholding rate, so this calculator still requires an adviser-confirmed base and all-in rate.
Enter the buyer / adviser-confirmed withholding base and all-in rate, including applicable surcharge and cess. The capital gain calculated here is not automatically an authorised withholding base.
Before you act
Check your figures and the rules that apply to you with a qualified adviser before making a decision.